Everything you need, in one place.

Insurance, transparent pricing, your results, and billing — all designed to make your visit simple and stress-free.

TRANSPARENT SELF-PAY

No insurance? No surprises.

Clear, upfront pricing by visit complexity — you'll always know what care costs before you're treated.

TIER 1
$165

Ideal for common symptoms like coughs, sore throats, or routine check-ups.

TIER 2
$225

Includes a clinical visit plus common point-of-care lab tests or minor treatments.

TIER 3
$295

Advanced diagnostic care involving imaging, X-rays, or specialized medical tests.

TIER 4
$375

Comprehensive care for complex medical needs or procedures requiring extended observation.

* Pricing reflects the visit; certain labs, imaging, or supplies may be billed separately. Confirm against your official provider rates.

INSURANCE

We accept most major plans

Bring your insurance card and a valid photo ID to every visit.

Commercial & PPO Plans 10

Aetna
Aetna
Ambetter
Ambetter
Blue Cross Blue Shield of IL
Blue Cross Blue Shield of IL
Blue High Performance Network
Blue High Performance Network
Cigna
Cigna
Humana
Humana
UnitedHealthcare
UnitedHealthcare
Oscar Network
Oscar Network
Imagine Health
Imagine Health
Sana Benefits
Sana Benefits

Medicaid & Managed Care 14

Aetna Better Health
Aetna Better Health
Aetna Better Health IL
Aetna Better Health IL
BCBS Community Options
BCBS Community Options
BCBS IL MMAI
BCBS IL MMAI
CountyCare
CountyCare
Meridian - Medicaid
Meridian - Medicaid
Molina Healthcare of IL
Molina Healthcare of IL
Illinois Medicaid
Illinois Medicaid
Harmony Health Plan
Harmony Health Plan
WellCare
WellCare
YouthCare
YouthCare
Zing Health
Zing Health
Mira
Mira
Campus Care - UIC
Campus Care - UIC

Medicare & Government 11

Blue Cross IL Medicare Advantage
Blue Cross IL Medicare Advantage
Devoted Health
Devoted Health
Essence Healthcare
Essence Healthcare
Medicare Illinois
Medicare Illinois
Medicare DME
Medicare DME
Railroad Medicare IL
Railroad Medicare IL
Meridian - Medicare
Meridian - Medicare
HealthNet Federal Services
HealthNet Federal Services
TriWest Healthcare Alliance
TriWest Healthcare Alliance
TRICARE
TRICARE
Veterans Affairs (Urgent Care)
Veterans Affairs (Urgent Care)

Provider Networks & Other Plans 15

America's Choice Provider Network
America's Choice Provider Network
First Health Network
First Health Network
HealthLink
HealthLink
Hooray Health
Hooray Health
Independent Medical Systems
Independent Medical Systems
McLaren Health
McLaren Health
MultiPlan / Claritiev
MultiPlan / Claritiev
Partners Direct Health
Partners Direct Health
PHCS
PHCS
Provider Network of America
Provider Network of America
USA Managed Care Organization
USA Managed Care Organization
The American Worker
The American Worker
CareWorks
CareWorks
CorVel
CorVel
Zelis
Zelis
FAQS

Good to know before you go

Do I need an appointment?

No, appointments are never required at Local MD Urgent Care. You can walk in seven days a week, or reserve your spot online before you arrive to minimize your wait time.

What makes your lab testing different?

We utilize advanced point-of-care diagnostics right inside our clinics, providing you with incredibly fast, accurate test results during your visit rather than waiting days for an external lab.

How do I get my test results?

Your test results are published directly to your secure patient portal as soon as they are processed. You will receive an email or text notification with a secure link to view them.

What should I bring?

Please bring a valid government-issued photo ID and your insurance card if you're using insurance. All privately insured patients are required to keep a valid credit or debit card on file, which will only be charged for applicable copays, deductibles, coinsurance, or other patient-responsible balances after your insurance has processed the claim; if you're paying out of pocket, please be ready to pay for services at the time of your visit. We're currently unable to accept Apple Pay, Google Wallet, or similar digital wallets, so a traditional debit or credit card is needed.

How do I pay my bill?

You can pay your bill easily and securely online through our patient payment portal. We accept all major credit/debit cards, HSA/FSA cards, and bank transfers.